JOIN YOUR LOCAL LIBRARY - IT'S FREE!

Did you know that your local library has not only books you can loan, but also kids DVDs, puzzles, toys, educational games, computer games, magazines and more? No need to buy new toys or books for your little ones - if your little one is anything like mine they get bored with their toys over time and eventually don't even notice they are there.

Some of the items we loaned today

All you need is proof of your address and some identification to join, each family member can join so can can loan even more items! You can loan up to 12 items for 3 weeks. This way you can keep your little one entertained with new things every 3 weeks and you don't have to store them.


 
Withers Public Library just received a grant for $4,000 and have heaps of excellent new things and will be getting more in coming months. I find they have a lot more variety and more things available than the library in town. They also have a wooden ride on horse, bead games, puzzles, games and toys your little one can play whilst your browsing. On Tuesday's once a month they have Rhyme Time for little ones to sing nursery rhymes.

Your local library will gladly accept donations of DVDs, videos, puzzles, computer games and books that you no longer require. If they don't put them on the shelf they will sell them for a small fee which helps with their funding.

How to locate your local library:
http://www.nla.gov.au/apps/libraries

Bunbury Public Library:
http://library.bunbury.wa.gov.au/#focus

What does your local library have to offer?

HINTS AND TIPS

LEAD US NOT INTO TEMPTATION

Chuck out all junk mail from the letter box and newspapers straight into the recycling bin. It's the old saying "Out of Sight, Out of Mind". If we don't look at it, then we won't be thinking about what's on sale or what we could be tempted to go buy. The only junk mail we should be looking at is the grocery specials.

What other things may make us tempted to spend unnecessary cash?


Dictionary Definition of the word Tempt
Tempt - To attempt to persuade (a person) to do something evil or unwise. To be attractive to, invite. Your offers do not tempt me. To provoke or risk provoking, to tempt fate.
Temptation: The act of tempting, or the state of being tempted. That which tempts.
Tempting: Alluring, attractive, seductive

SIMPLE SAVINGS TIPS

6 WAYS TO SAVE MONEY NOW - Koshie - Sunrise 03/08/2011

1. Set up a pay day automatic debit 10% of your wage in a separate account - you wont miss it

2. Home Loan - Add extra $50 a month can take years and interest off your loan.

3. Stop using your credit card

4. Set up a Loose Change Jar - Deposit in a separate untouchable account once fills up

5. Talking with your partner 15 minutes a month about your finances.

6. Winnings/Bonuses - don't blow them - stash the cash or put it into your superannuation

THE FRUGAL FAMILY

Are you up for the challenge? A Brisbane family just had a year of buying nothing new. They could only buy essential items like food, health products, medicine etc. No new clothes, no new toys, no new presents or gifts for family or friends. Become more resourceful and thoughtful (making gifts, flowers out of garden, make them a cake etc). You can still shop at garage sales and op shops. Challenge starts the 1st August 2011 and will end on 31st July 2012. How long will we last?THE FRUGAL FAMILY